Commercial Real Estate Financing

Red Sand Financial offers a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers, for both investment and owner-occupied commercial properties. We can carefully structure the right financing solution no matter how small or large the requirements of your transaction are. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options.

Commercial Real Estate Financing

Our Commercial Real Estate Financing Programs:

Stated Loans

This Real Estate Program is perfect for non-conforming or self-employed borrowers, or for borrowers who need competitive terms, but just miss qualifying for bank financing. Borrowers who are difficult to finance or who just want a quick, headache free close, are an excellent fit too! Purchase and refinance loans secured by residential and commercial property used for business or investment purposes are considered in markets nationwide. Loans are approved on stated information and underwritten with a common sense approach.

SBA 7a and 504 Loans for Owner Occupied properties and Flagged and Non Flagged Hotels

We have the most competitive rates and terms for both of these programs. Rates as low as 4.5% and fixed terms out to 25 years.

Conventional Programs for Commercial Real Estate

We offer conventional loans for stabilized investment and owner occupied real estate from $200,000 to $100,000,000 or more in major markets nationwide. Rates can be as low as 3.75% with LTV’s as high as 75% and terms out to 10 years with 30 year amortizations. Properties considered are multifamily, industrial, office, Hotels, Mobile Home Parks, Self-storage & Retail for acquisitions and refinance.

CMBS Loans for Commercial Real Estate and Flagged Hotels

In today’s commercial real estate market there are a few options to finance properties with one of them being a CMBS loan. CMBS stands for “Commercial Mortgage Backed Securities”. It is a type of mortgage-backed security backed by commercial properties that are “securitized” into a pool, and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs etc. The benefits from a borrowers perspective is a very low interest rate, non-recourse debt, with fixed term up to 10 years with 30 year amortizations with the ability to cash out. There are only a few investment banks offering these since the crash of 2008 and we have long standing relationships with all of them acting as correspondents for them. Properties include Multifamily, Office, Retail, Franchised Hotels, Anchored and Unanchored shopping centers, Credit Single Tenant. Loans amount are $1,000,000 to $50,000,000

Equity and Mezzanine Financing for Commercial Real Estate

Red Sand Financial is experienced at securing Equity or Mezzanine financing for commercial real estate transactions. We can tailor fit solutions depending on each client’s situation. We represent various capital sources and high net worth investors to fund such transactions. Loans amounts are from $5,000,000 to over $100,000,000.

Construction Financing for Commercial Real Estate

We still have the ability to offer construction financing for projects. Often times we can structure construction to permanent financing depending on the project. Loan amounts are generally $10,000,000 to over $100,000,000. Sponsors or principles of the deal have to be experienced with equity in their projects

International Commercial Real Estate Financing

Red Sand Financial has the expertise and experience in financing commercial real estate in foreign markets. We can structure debt, equity, or mezzanine financing for all types of properties worldwide. Loan amounts are generally $50,000,000 to 1 Billion dollars. We are very active in the European markets and Eurasia but can consider transactions in other areas of the world.

If you have any questions regarding this type of financing, you should contact Red Sand Financial today. Our employees have experience with many types of financing and can address any of your concerns

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